Boat Insurance That Keeps You Afloat — Wherever You Go

Protect Your Watercraft with Confidence

Whether you’re cruising on a calm lake, navigating coastal waters, or enjoying weekend fishing trips with family, your boat is more than just a vessel — it’s a source of joy, freedom, and unforgettable memories. But just like your car or home, your boat needs the right insurance coverage to stay protected from accidents, weather damage, and unexpected liabilities.

We offer comprehensive Boat Insurance solutions that fit every kind of watercraft and lifestyle — from leisure boats to jet skis, yachts to fishing vessels. With over 30 years of experience serving the Houston community and beyond, we bring deep knowledge, personal care, and unbeatable coverage to every policy we write.

What Our Boat Insurance Covers

Our plans are flexible, affordable, and designed to meet the needs of both seasoned boat owners and new enthusiasts. Standard coverages include:

Physical Damage Coverage

  • Protection for the hull, motor, sails, and other permanent parts of your boat.
  • Covers losses from collision, fire, theft, vandalism, and severe weather.

Liability Coverage

  • Protects you if you’re responsible for bodily injury or property damage to others while operating your boat.
  • Includes legal defense costs if you’re taken to court.

Medical Payments

  • Pays medical expenses for you or your passengers after an accident — regardless of fault.

Personal Effects Coverage

  • Covers personal belongings on your boat like fishing gear, clothing, and navigational devices.

Towing & Assistance

  • On-water towing, fuel delivery, and other emergency assistance when you’re stranded.

Uninsured/Underinsured Boater Coverage

  • If another boater hits you and they don’t have adequate insurance, you’re still protected.

Who Needs Boat Insurance?

While not all states require boat insurance by law, having the right policy is essential. If you:

  • Own a powerboat, sailboat, pontoon, jet ski, or personal watercraft
  • Use a marina or dock that requires insurance
  • Finance your boat through a loan or lease
  • Want peace of mind while operating on any body of water

… then boat insurance is a smart and often necessary investment.

Customized Plans for Every Boat and Budget

We understand that no two boaters are the same — and your insurance should reflect that. Our experts will:

  • Assess your boat’s value, size, and use
  • Compare quotes from over 40 top-rated insurance carriers
  • Customize your policy to include optional coverage like trailer protection, pollution liability, and fishing equipment

Whether you’re a weekend hobbyist or an offshore adventurer, we’ll match you with the best policy at the best rate — even if you don’t have a driver’s license. Just your passport is enough to get started.

Why Choose Us?

  • Over 30 Years of Experience: Trusted by thousands in Houston and beyond.
  • Family-Run Values: We treat you like one of our own.
  • Bilingual Service: We communicate in your language and understand your needs.
  • Unmatched Access: We quote from dozens of carriers to find your ideal policy.
  • No One Is Declined: We believe in insuring everyone — with or without a license.

Serving Houston — and Waterways Everywhere

We’re proud to be based in the heart of Houston, Texas — one of the most diverse and dynamic cities in the U.S. Our deep roots in the community give us a unique understanding of what boat owners need here and across the country.

Get a Quote Today

Ready to enjoy worry-free time on the water? Get a free, no-obligation quote for your Boat Insurance today. Our friendly agents are here to guide you through the process with fast, reliable service and full transparency.

Call us now, visit our office, or fill out our simple online form — and we’ll take care of the rest.

Your boat deserves the best protection. Let us help you stay safe and secure on every wave.